Home Improvement Financing Options

We know home improvement projects can be costly and may not always fit into your budget. That's why we partnered with Enhancify to oﬀer a home improvement loan specifically designed to cover the cost of all your home improvement needs, from small updates to major renovations.

With competitive rates and flexible repayment options, Enhancify's home improvement loan can help you achieve the home of your dreams. To apply, simply fill out the online application form through the link below. We’ll then work with Enhancify to help you through the process and ensure you receive the financing you need.

If you're approved for a loan, you'll have access to the funds you need to to pay for everything from new appliances to a full-scale home renovation.

Don't let a tight budget stand in the way of your home improvement goals. Apply for a home improvement loan with Enhancify through On the Spot today.

Get Started With Your Home Improvement Loan

Home Improvement Financing Options with Renofi

In addition to Enhancify, we’re excited to partner with Renofi to offer you even more financing options for your home improvement projects. Renofi specializes in Home Equity Lines of Credit (HELOC) and Fixed Rate Home Equity Loans, providing you with the flexibility to choose the financing solution that best fits your needs.

With a Renofi loan, you can borrow against the future value of your home, allowing you to fund large-scale renovations or necessary home upgrades with competitive rates. Whether you’re looking to expand your living space, modernize your kitchen, or make energy-efficient updates, Renofi offers financing solutions that work for you.

By offering both HELOC and Fixed Rate Home Equity Loans, Renofi gives you the freedom to choose a plan that aligns with your budget and financial goals. Applying is simple, and once approved, you’ll have access to the funds you need to bring your home improvement vision to life.

Don’t wait to start your dream project—explore your options with Renofi today and take the first step toward the home of your dreams.

Get Started With Your Home Improvement Loan

FAQ About Financing in New Jersey

Should I borrow money to renovate?

The decision to borrow money for a renovation depends on factors such as ROI, interest rates, loan terms, and your financial situation. Carefully weigh the benefits and risks, explore alternative financing options, and consult with professionals to make an informed decision based on your circumstances.